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    125mm Core Flex Ducting 6mtr Length

    125mm Core Flex Ducting 6mtr Length

    Model # ALVHF6125

    $18.70

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    Flex Cable 1mm 2 Core + Earth - Black 100M

    Flex Cable 1mm 2 Core + Earth - Black 100M

    Model # F3010

    $104.50

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    NHP 1 Pole Circuit Breaker 6kA MOD6

    NHP 1 Pole Circuit Breaker 6kA MOD6

    From $3.85

    See Options
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    20mm Half Saddle (6mm Hole)

    20mm Half Saddle (6mm Hole)

    Model # MT009/20-6

    $0.30

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    Single Screw Connectors (100 pack)

    Single Screw Connectors (100 pack)

    Model # CJ1

    $15.00

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    3 Pole 63A Change Over Switch IP66

    3 Pole 63A Change Over Switch IP66

    Model # SC363

    $75.00

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    Ektor Mercury 24M Basic Emergency Exit Sign

    Ektor Mercury 24M Basic Emergency Exit Sign

    Model # EV-MERCURY-BASIC

    $77.00

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    Deco Power Proof Insulating Gloves 650V 360mm

    Deco Power Proof Insulating Gloves 650V 360mm

    Model # AEO650360SC

    From $75.00

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    Cavius Nano Photoelectric Smoke Alarm

    Cavius Nano Photoelectric Smoke Alarm

    Model # CAV10

    $49.50

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    24 Pole Enclosure

    24 Pole Enclosure

    Model # E24P

    $26.40

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    • Powerpoints
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    Clipsal Saturn Double Powerpoint Pure White

    Clipsal Saturn Double Powerpoint Pure White

    Model # 4025-PW

    $53.90

    44% OFF RRP $96.54
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    Marvel Cable Cutting Lineman's Pliers

    Marvel Cable Cutting Lineman's Pliers

    Model # MVA-200

    $55.00

    17% OFF RRP $65.95
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    CAT6 Data Cable (305mtr Roll)

    CAT6 Data Cable (305mtr Roll)

    From $129.80

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    • Air Conditioning
      • Cable
      • Copper Pair Coil
      • Isolating Switches
      • Mounting Brackets
      • Trunking
    • Bathroom
      • Bathroom Heaters
      • Heated Towel Rails
    • Ceiling Exhaust Fans
    • Ceiling Fans
    • Duct Fittings
    • Ducting
    • Fan Controllers / Timers
    • Fan Grilles
      • External Wall Grilles
      • Internal Wall / Ceiling Grilles
    • Hand Dryers
    • Inline Fans
    • Outdoor Heaters
    • Wall Exhaust Fans
    • Window Fans
  • Cable
    • Aerial Bundled Cable
    • Alarm / Security Cable
    • Building Wire
    • Coaxial Cable
    • Data Cable
    • Figure 8 / Speaker Cable
    • Flat TPS Cable
      • Twin
      • Twin and Earth
      • 3 Core and Earth
    • Flexible Multi-Core Cable
    • Orange Circular Cable
    • SDI Cable
    • Solar Cable
    • Telephone Cable
    • XLPE Cable
    • Instrumentation Cable
  • Circuit Protection
    • Circuit Breakers - 1 Pole
    • Circuit Breakers - 2 Pole
    • Circuit Breakers - 3 Pole
    • Din Rail Powerpoints
    • Earth Stakes / Rods
    • KWH Meters
    • Main Switches
    • Plug In Circuit Breakers
    • Quicklag Breakers & RCBOs
      • 1 Pole
      • 3 Pole
      • Earth Leakage (ELQ)
    • Safety Switches
      • 1 Pole RCBOs
      • 2 Pole RCBOs
      • 4 Pole RCBOs
      • RCDs
    • Service Fuses
    • Timers
  • Conduit & Ducting
    • Conduit Fittings
      • Adaptors
      • Bushes
      • Couplings
      • Elbows / Bends
      • End Caps
      • Girder Clips
      • Junction Boxes
      • Locating Flanges
      • Lock Rings
      • Reducers
      • Saddles
      • Sweep Bends
      • Tees
    • Corrugated Conduit
    • Ducting / Trunking
    • Flexible Hose
    • Glue
    • Rigid Conduit
      • Communication Conduit
      • Heavy Duty Conduit
      • Medium Duty Conduit
      • NBN Conduit
  • Electrical Accessories
    • Active & Neutral Links
    • Adaptable Boxes
    • Adhesives / Sealants
    • Batten Holders
    • Brackets
    • Busbars
    • Cable Clips
    • Cable Ties
    • Cable Tray
    • Connectors
    • Copper Lugs & Links
    • Earth / Neutral Bars
    • Electrical Tape
    • Glands
    • Heatshrink
    • Hot Water Products
    • Jack Chain
    • Jetline / Rope
    • Junction Boxes
    • Markers / Paint
    • Mounting Blocks
    • Nylon Bushes
    • Signs & Tags
    • Solder
    • Underground Warning Tape
  • Industrial
    • Clipsal Easy56 Series
      • Appliance Inlets
      • Extension Sockets
      • Isolator Switch
      • Mounting Bases
      • Straight Plugs
      • Switched Sockets
      • Wall Outlets
    • Clipsal 56 Series
      • Angled Plugs
      • Appliance Inlets
      • Change Over Switches
      • Covers
      • Extension Sockets
      • Isolator Switch
      • Junction Boxes
      • Miscellaneous
      • Mounting Bases
      • Push Button Switches
      • Straight Plugs
      • Switched Sockets
      • Wall Outlets
    • Angled Plugs
    • Appliance Inlets
    • Change Over Switches
    • Covers
    • Extension Sockets
    • Isolator Switches
    • Mounting Bases
    • Push Button Switches
    • Straight Plugs
    • Switched Sockets
    • Wall Outlets
  • Lighting
    • Architectural Lights
    • Bathroom
    • Ceiling Lights
      • Fluorescent & LED Battens
      • LED Panels
      • Oyster Lights
    • Downlights
      • Accessories
      • Globes
      • LED Downlight Kits
    • Emergency Lighting
      • Emergency Battens
      • Emergency Exit Signs
      • Emergency Oysters
      • Emergency Spitfires
      • Emergency Spotlights
      • Emergency Test Units
    • Exterior Lighting
      • Flood Lights
      • Garden Light Transformers
      • Wall Lights
    • LED Highbays
    • LED Strip Lights
    • Light Dimmers
    • Other
    • Sensors & Sensor Lights
    • Weatherproof Lighting
  • Service Provider
    • Cable
    • Conduit Covers
    • Connectors
    • Flexible Hose
    • Gloves
    • Hooks
    • KWH Meters
    • Other
    • Pits / Turrets
    • Rafter / Fascia Brackets
    • Service Fuses
    • Underground Cable Cover
  • Smart Home & Security
    • CCTV Surveillance Systems
      • Network Surveillance Cameras
      • Network Surveillance Kits
      • Network Video Recorders
      • Surveillance Essentials
    • Home Audio
    • Home Security
      • Alarm Systems & Accessories
      • Door Strikes
      • Doorbells & Intercoms
      • Smoke Alarms
    • Smart Home
      • Arteor with Netatmo
      • BrilliantSmart
      • Home Hubs
      • SAL PIXIE
  • Switchboards
    • Enclosures
    • Meter Boxes / Panel & Surrounds
    • Recessed Mounting Switchboards
    • Surface Mounting Switchboards
    • Weatherproof Switchboards
  • Switchgear
    • Clipsal
      • Classic Series
      • Iconic Essence Series
      • Iconic Series
      • Iconic Styl Series
      • Prestige Series
      • Pro Series
      • Saturn 250V Series
      • Saturn ZEN Series
    • Connected Switchgear
      • Geo Series
      • Luna Series
      • Platinum Series
    • HPM
      • Excel Life Dedicated Series
      • Excel Series
    • QCE
      • Classic C Series
      • Slimline CS Series
    • Powerpoints
      • Benchtop / Floor Outlets
      • Internal Powerpoints
      • Plug Tops / Extension Sockets
      • Powerpoint Accessories
      • Powerpoint Cover Plates
      • Powerpoint Grid Plates
      • USB Outlets
      • Weatherproof Powerpoints
    • Switches
      • Accessories
      • Dimmers
      • Fan Controllers
      • Internal Switches
      • Specialty Switches
      • Switch Accessories
      • Switch Cover Plates
      • Switch Grid Plates
      • Switch Mechanisms
      • Weatherproof Switches
  • Tools
    • Auger Bits
    • Batteries
    • Bending Springs
    • Cable Handling
    • Crimpers
    • Drill Bits
      • High Speed Drill Bits
      • SDS Drill Bits
      • Spade Bits
    • Driver Bits
    • Electrical Testing Equipment
    • Extension Cords & Powerboards
    • Fixings / Screws
      • Fixings
      • Screws
    • Hammers
    • Holesaws
      • Arbors
      • Holesaw Blades
    • Knives
    • Levels
    • Markers / Paint
    • Other
    • Pliers / Sidecutters
    • Pull Through Springs
    • Rola Cases
    • Safety Products
    • Screwdrivers
    • Ties Downs
    • Tool Boxes / Belts / Pouches
    • Torches
  • TV & Data
    • Data Accessories
      • Cable
      • Communication Conduit
      • Connectors
      • Network Cabinets
      • Patch Leads
      • Patch Panels
      • Tools
      • Wall Plates
    • NBN Supplies
    • Television Accessories
      • Amplifiers
      • Antennas & Antenna Mounting
      • Cable
      • Connectors
      • Inserts / Mechanisms
      • Splitters
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  1. Home
  2. Website Terms of Use

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Website Terms of Use

Website Terms of Use

In these terms and conditions, "we", "us" and "our" means MJS Electrical Products & Supplies (ABN 21 621 565 526). Please read these terms and conditions carefully as they apply to your use of the mjselectricalsupplies.com.au website (the "Website").

By using or accessing this Website, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. If you do not agree to these Terms of Use, please do not use this Website.

 

1. Governing Law

MJS Electrical Products & Supplies controls and operates this Website from its offices within Australia. These Terms of Use are governed by the laws of the State of New South Wales. You and MJS Electrical Products & Supplies agree to submit to the non-exclusive jurisdiction of the courts of New South Wales. If you choose to access this site from another location, you are responsible for compliance with applicable local laws.

 

2. Revisions to Terms of Use

MJS Electrical Products & Supplies may revise or amend these Terms of Use at any time at our absolute discretion by posting revised terms. You agree that, in the event that any portion of these Terms of Use is found to be unenforceable, the remainder of these Terms of Use remain in full force and effect. Any revisions will be effective immediately. By continuing to use this site after any revision becomes effective, you agree to be bound by the revised Terms of Use.

 

3. Site contents, ownership, and use restrictions

The material on this site is protected by copyright under the laws of Australia and other countries through international treaties.

Unless otherwise indicated and except for information directly from or links to third-party websites, all rights (including copyright) in all content, other material and compilations contained in, or used to create or support this site including text, graphics, logos, button icons, video images, audio clips and navigational and other software (collectively referred to as the Contents) are owned or controlled, and are reserved by MJS Electrical Products & Supplies and it's related companies, affiliates, licensors and licensees.

 

4. Information from and Advertising and Links to Third Party Websites

This site may contain information from or hyperlinks and other pointers to internet websites operated by third parties. Such information or websites are not under the control of MJS Electrical Products & Supplies and MJS Electrical Products & Supplies is not responsible for the contents of any such information or website. MJS Electrical Products & Supplies provides such information and hyperlinks to you as convenience only, and the inclusion of any link does not imply any endorsement of the linked website by MJS Electrical Products & Supplies. You rely on such information or websites entirely at your own risk.

You are referred to the relevant third party websites for all information regarding the third parties’ products and/or services. Third parties are solely responsible to you, subject to their conditions, for all issues relating to their website including information, goods, services, prices and the delivery of any goods or services you purchase on the third party website.

 

5. Personal, non-commercial use

Permission is granted to display, copy, distribute, download, and print in hard copy portions of this site solely for the proper and reasonable purposes of:

a. Placing an order with MJS Electrical Products & Supplies; or

b. Using this site as a shopping resource, provided that you do not modify the site and that MJS Electrical Products & Supplies retain all copyright and other proprietary notices contained in the Contents.

c. You must not, without our prior written permission, exploit any of our site materials for commercial purposes or other purposes that are not expressly permitted under these Terms of Use.

 

6. Prohibited conduct

You are not authorised, without the prior written permission of MJS Electrical Products & Supplies and any other owner of rights in content that you access via the site, to reproduce, frame, download, store (in any medium), communicate, show or play in public, adapt, change, or create a derivative work from that content.

No trademark (whether registered or otherwise) that is contained on this site or otherwise used by MJS Electrical Products & Supplies may be used without our prior, specific, written permission or that of the trademark owner.

 

7. We can use your feedback

You grant MJS Electrical Products & Supplies an irrevocable, non-exclusive licence to use any material, information and ideas that you transmit to this site or otherwise provide to MJS Electrical Products & Supplies from the time you authorise it to be sent. You agree that we can use and adapt any ideas, concepts, techniques, words, images or other content contained in these transmissions for any purpose and without restriction or compensation.

 

User Conduct & Indemnity

8. General prohibitions

You must not upload, post, transmit or otherwise make available through this site any material which:

1. violates or infringes the rights of others (including their privacy and intellectual property rights);

2. is unlawful, threatening, abusive, defamatory, invasive of privacy, vulgar, obscene, profane or which may harass or cause distress or inconvenience to, or incite hatred of, any person;

3. encourages conduct that would constitute a criminal offence, give rise to civil liability or otherwise violate any law; restricts or inhibits any other user from using the site;

4. affects the functionality or operation of the site or its servers or the functionality or operation of any user's computer systems (e.g. by transmitting a computer virus or other harmful component, whether or not knowingly); or

5. breaches any standards, content requirements or codes promulgated by any relevant authority, including authorities that require MJS Electrical Products & Supplies to take remedial action under any applicable industry code.

 

9. Indemnity

You agree to indemnify and will keep MJS Electrical Products & Supplies indemnified against any claim, demand, injury, damage, loss, expense, cost or liability (whether direct or indirect) made against or suffered by MJS Electrical Products & Supplies in connection with your use of this site, your breach of these Terms of Use or your breach of any rights of third parties. No electrical advice can be given by any of our staff.

Buying products from our website

Products may vary between the MJS Electrical Products & Supplies store and those found on the MJS Electrical Products & Supplies website.

 

10. Legal Capacity to Transact

If you are under the age eighteen (18) years you can not place orders with MJS Electrical Products & Supplies. By accepting these Terms and Conditions you acknowledge that you are over the age of eighteen (18) years. Any orders placed and accepted by us will be deemed to be by persons over the age of eighteen (18) years.

Should MJS Electrical Products & Supplies suffer any damage or other losses as a result of a transaction entered into by a minor, MJS Electrical Products & Supplies reserves the right to seek compensation for such losses from the parents or guardians of the minor who caused any order(s) to be placed with MJS Electrical Products & Supplies.

 

11. Ordering goods

Any order placed by you in the manner described in this site is an offer by you to purchase a particular product or service for the price (including the delivery and other charges) specified on this site at the time you place your order. You acknowledge that, by placing your order, you are agreeing to pay for and accept delivery of the goods ordered unless you ask us to cancel that order, and we send you written confirmation of the cancellation prior to the goods being dispatched to you. MJS Electrical Products & Supplies may change the prices published on this website at any time. Prices of products placed in the "basket" but not paid for are also subject to change and you agree to pay the price current at the time of payment. While every effort has been made to ensure the accuracy of prices, images and information displayed on this site, MJS Electrical Products & Supplies is not responsible for any error and reserves the right to accept or reject your offer for any reason, including without limitation, the unavailability of any product, an error in the price, image or the product description posted on this site, or an error in your order. We may require additional verification or information before accepting any order. We only accept orders from within mainland Australia and Tasmania. Within this area, our policies as to delivery and returns apply as set out in these Terms of Use.

 

12. About our prices

MJS Electrical Products & Supplies always seeks to list Products with the most competitive prices.

All prices are in AUD and are inclusive of GST. Prices displayed on this site are current at the time of issue, but may change at any time and are subject to availability. Prices and availability of items are subject to change without notice.

 

13. Delivery

If you are unsure of these delivery terms and conditions, or are seeking more information in regards to our delivery service, please email us at info@mjselectricalsupplies.com.au prior to purchasing.

This website is linked to the Australia Post website. Delivery costs are based on item size / weight. Where possible the item may fit in a prepaid satchel this option will become available to you during checkout. If you feel the shipping costs are too high, before making payment please contact us to review the costs.

We use Australia Post as our main carrier and various couriers to deliver our products to you.

Remote areas, pallet deliveries and big/bulky items may attract additional surcharges. We will contact you immediately if this is the case.

Please allow 1-3 days for metro delivery. WA, NT and other remote locations please allow 7-14 days delivery time.

Your order will be filled within 24 hours whenever possible. If for reasons beyond our control we are unable to dispatch your order within 48 hours (supplier stock issue, special order stock, etc) we will contact you so that we can make alternative arrangements.

We reserve the right to terminate any orders and refund all monies in total.

 

14. Returns

Change of Mind

All products purchased from MJS Electrical Products & Supplies are backed by a thirty (30) day Peace of Mind Return Policy. All products returned must be in perfect unused condition, with all components, complete with original packaging. We will not allow returns on damaged or incomplete products. Proof of purchase is required. Should the product not be in original condition, please contact us before returning it as this may save you some unnecessary costs.

Damaged / Faulty Goods

If you find that the goods were damaged in transit or were faulty in some manner, please contact us within 24 hours of receiving the goods. We will organise for the return of the goods and arrange a credit towards your next purchase or send a replacement product. Customer will incur the cost of return postage and be credited the purchase price only. We recommend that you return your unwanted items using registered post or trackable courier. We can not be held responsible if returned items are lost in transit.

Special Order Items

Items on our site which are marked as "Special Order" are not able to be returned unless faulty or damaged in transit. It is up to the managers discretion if we are able to take back a special order item for return. Restocking fees may apply.

Warranties

Product warranties are governed by the respective manufacturers and / or suppliers warranty terms and conditions (available on request). We will not be liable to you or any third party for any loss suffered due to product failure. We will process product warranty claims through the respective manufacturers and/or suppliers. All products available on this site must be installed by a licensed electrical tradesman / technician. DIY electrical work is illegal and all warranties are automatically voided if an unlicensed person has been found carried out the installation.

15. Title and risk

Title to the goods purchased on this site does not pass from MJS Electrical Products & Supplies to you until we have received payment in full for the goods. After the goods leave MJS Electrical Products & Supplies premises or control, goods shall be held at the buyers risk and expense in the respect of loss, damage and deterioration from any cause. It is the customers responsibility to check all cable sizes & material received, before installation. Interest of 1% per month will be applied to overdue accounts 90 days plus.

 

16. Disclaimer of warranty

MJS Electrical Products & Supplies is providing this site and its contents on an 'as is' basis and use of this site is at your own risk. MJS Electrical Products & Supplies and its related companies, affiliates, licensors or licensees, and their respective directors, officers, employees or agents make no representation or warranty as to the accuracy, completeness, currency or reliability of the information contained on this site (including in relation to any products or services). To the extent permitted by law, none of them will be liable or responsible in any way (including in negligence) for errors in, or omissions from, the information contained on this site. To the extent permitted by law, MJS Electrical Products & Supplies expressly disclaims all warranties of any kind, whether express or implied, including (without limitation) implied warranties or conditions of merchantability or fitness for purpose.

 

17. Rights we cannot exclude

The above disclaimer and liability limitation do not exclude any rights, which by law may not be excluded, including but not limited to your rights under the Trade Practices Act.

 

18. Termination

Your ability to purchase goods from this site may be terminated by MJS Electrical Products & Supplies at any time without notice. All restrictions, licences granted by you and limitations of MJS Electrical Products & Supplies liability will survive termination.

 

 

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INFORMATION

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CONTACT US

Address: Unit 2/191 The Horsley Drive, FAIRFIELD EAST, NSW, 2165
Trading Hours:

Monday - Friday: 7:30am - 5:30pm

Saturday - 8:30am – 1:00pm
Sunday: CLOSED
Telephone: (02) 9726 3111

MJS Electrical Products & Supplies
is your trusted electrical wholesaler.
We are an Australian Family Owned
& Operated Business. Shop our Wide
Range at Low Prices today! We look
forward to serving you.

MJS Electrical Products & Supplies
is your trusted electrical wholesaler.
We are an Australian Family Owned
& Operated Business. Shop our Wide
Range at Low Prices today! We look
forward to serving you.

Copyright © 2021 MJS Electrical Products & Supplies. All rights reserved

Terms & Conditions

Welcome to our website. If you continue to browse and use this website, you are agreeing to comply with and be bound by the following terms and conditions of use, which together with our privacy policy govern MJS Electrical Products & Supplies’s relationship with you in relation to this website. If you disagree with any part of these terms and conditions, please do not use our website.

The term ‘MJS Electrical Products & Supplies’ or ‘us’ or ‘we’ refers to the owner of the website whose registered office is Unit 2/191 The Horsley Drive, FAIRFIELD EAST, NSW, 2165. Our ABN is 21 621 565 526. The term ‘you’ refers to the user or viewer of our website.

The use of this website is subject to the following terms of use:

  • The content of the pages of this website is for your general information and use only. It is subject to change without notice.
  • Neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials found or offered on this website for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.
  • Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through this website meet your specific requirements.
  • This website contains material which is owned by or licensed to us. This material includes, but is not limited to, the design, layout, look, appearance and graphics. Reproduction is prohibited other than in accordance with the copyright notice, which forms part of these terms and conditions.
  • All trademarks reproduced in this website, which are not the property of, or licensed to the operator, are acknowledged on the website.
  • Unauthorised use of this website may give rise to a claim for damages and/or be a criminal offence.
  • From time to time, this website may also include links to other websites. These links are provided for your convenience to provide further information. They do not signify that we endorse the website(s). We have no responsibility for the content of the linked website(s).
  • Your use of this website and any dispute arising out of such use of the website is subject to the laws of Australia.

Privacy Policy

Our commitment to keeping your trust

We appreciate that you may have certain concerns about how personal information is collected, used and shared. We can assure you that we will always handle your personal information securely and carefully. Among other things, we strictly comply with all applicable Australian privacy laws.

 

Why we collect information

We collect information so that we can provide you with a great service. We need this information to deliver products and services to you, to complete transactions on your behalf and to better understand your requirements and preferences.

This information also allows us to provide you with offers that are of greater interest or benefit to you.

 

How we collect this information

We store your registration and ordering details so that you don't have to re-enter your details every time you shop with us. And sometimes we add to your personal information with data from external sources. This is usually only done to verify the accuracy of the information we have, and to personalise and improve our services. Generally, the personal information we collect is supplied by you.

 

What we collect

The information we collect includes your name, business name, address, delivery address, phone number and e-mail address.

 

Sharing your information

We may need to pass personal details such as your name, business name and address to service providers who perform some of our deliveries. This may include major delivery companies, outsourced call centres, mail houses and third party fulfilment contractors.

In special circumstances, for example if we sell our business, your information may be transferred as part of that sale. We will not use your information for purposes unrelated to the services we provide without your consent.

If you would like to access your personal information, please email your request via Contact us or phone us on 02 9726 3111

 

Security

We will take all reasonable steps to store your personal information securely. After all, it is in our interests to make sure you feel confident shopping with us online.

Our e-commerce sites use a security measure called Secure Sockets Layer (SSL) technology. SSL locks all your critical information in an encrypted envelope, making it extremely difficult for this information to be intercepted. Our SSL technology is the industry standard in Internet security.

 

About cookies and what they tell us

A cookie is a small amount of information sent from a web server to your computer when you use our web site. This information does not personally identify you. It simply tells us what areas of our site your computer has visited. It also tells us if you have selected a product and put it in your shopping basket, it does not tell us your personal identity unless you are registered with us.

 

Other sites

MJS Electrical Products & Supplies has no control over the privacy practices of sites that are linked to this site via hyperlinks or banner advertising. Please take care at all times to check whose site you are visiting.

 

Direct marketing by mail and email

We will only send you email or mail via direct marketing if you choose to receive them. If you would like to receive offers from us, please tick the relevant box when you register with MJS Electrical Products & Supplies. If you no longer wish to receive these offers, please email us or call 02 9726 3111

 

Changes to our privacy policies and practices

Our privacy policies and practices may be reviewed and updated from time to time in line with customer expectations and legislative changes.

 

 

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